Additional Resources for Florida
Florida Housing Homebuyer Program
- What It Offers: 30-year fixed-rate first mortgage loans through participating lenders. Also offers second mortgage programs for down payment assistance and closing costs.
- Eligibility: Minimum credit score of 640, must work with an approved lender, and meet income and purchase price limits.
- Website: Florida Housing Finance Corporation
Florida Assist
- What It Offers: Up to $10,000 on FHA, VA, USDA, and Conventional Loans as a deferred second mortgage.
- Website: Florida Housing Finance Corporation
Florida Homeownership Loan Program (FL HLP)
- What It Offers: $10,000 as a fully amortizing second mortgage with a 15-year term.
- Website: Florida Housing Finance Corporation
HFA Preferred and HFA Advantage PLUS Second Mortgage
- What It Offers: 3%, 4%, or 5% of the total loan amount in a forgivable second mortgage.
- Website: Florida Housing Finance Corporation
Florida Hometown Heroes Housing Program
- What It Offers: This special program is for frontline community workers like law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.
- Website: Florida Housing Finance Corporation
