FirstHome Program

  • What It Offers: Provides home buyers with a $2,500 grant to assist with down payment and closing costs. It also offers a 2nd Loan program.
  • Website: Iowa Finance Authority

Down Payment and Closing Costs Programs

  • What It Offers: A $2,500 grant to assist with down payment and closing costs.
  • Website: Iowa Finance Authority

Homeownership Assistance: Iowa – HUD

  • What It Offers: Local Programs in Council Bluffs, Iowa City, Oskaloosa, Sioux City, Waterloo, and Wright County.
  • Website: HUD

Iowa First-Time Home Buying Assistance Programs for 2023

  • What It Offers: Below-market interest rates on mortgages that may require just 3% down and may include reduced mortgage insurance.
  • Website: SoFi

First Time Home Buyer Program – Cedar Rapids

  • What It Offers: Provides $1,000-$14,999 in down payment and closing cost assistance. The assistance is forgivable after five years.
  • Website: Cedar Rapids