First Home Loan Program

  • What It Offers: Low fixed interest rate mortgages with options for little or no down payment. Also provides a down payment and closing cost assistance option called Advantage.
  • Eligibility: Must apply through an approved lender. Minimum credit score of 640 and income limits apply.
  • Website: MaineHousing

First Generation Program

  • What It Offers: $10,000 in down payment and closing cost assistance for those who have never lived in a home owned by their biological parents or legal guardians.
  • Website: First Generation Program

SaluteME Program

  • What It Offers: A 0.50% discount on the First Home Loan 30-year fixed interest rate for active duty, veteran, or retired military personnel.
  • Website: MaineHousing