Additional Resources for Nebraska
- Nebraska First-Time Homebuyer Assistance Programs – Bankrate
- Nebraska First-Time Home Buyer | 2023 Programs and Grants – The Mortgage Reports
- U.S. Department of Agriculture Rural Housing
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- What It Offers: Homebuyer programs in rural communities.
- Website: HUD Nebraska
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- Mortgage Credit Certificate Program – Provides an annual federal income tax credit of up to $2,000 for qualifying first-time buyers. It can be combined with other programs.
- Home Possible and Home Ready Programs – Special mortgages from Freddie Mac and Fannie Mae that offer flexible credit requirements and down payments as low as 3%—offered by participating lenders.
- Homebuyer Education – Many HUD-approved housing counseling agencies offer first-time buyer education and coaching.
Statewide Home Buyer Programs
- What It Offers: The Nebraska Investment Finance Authority offers several programs to assist first-time homebuyers.
- Website: Nebraska Investment Finance Authority
- Nebraska Homeownership Opportunities Pool – Offers lower interest rate mortgages for first-time buyers through participating lenders. Income limits apply. Administered by the Nebraska Investment Finance Authority.
Nebraska Affiliates of Habitat for Humanity
- What It Offers: Builds and rehabilitates houses for needy families through volunteer labor.
- Website: Habitat for Humanity
Northern Ponca Housing Authority
- What It Offers: Programs for Native Americans in select areas of Northeastern Nebraska.
- Website: Northern Ponca Housing Authority
Down Payment Assistance Grants – Some Nebraska municipalities and non-profits like NeighborWorks Lincoln offer grants to cover down payments and closing costs.
