NJHMFA First-Time Homebuyer Mortgage Program

  • What It Offers: Competitive 30-year fixed-rate mortgage, government-insured loan options from FHA, VA, or USDA.
  • Website: NJHMFA

HFA Advantage Mortgage Program

  • What It Offers: 30-year fixed-rate loan with up to $15,000 in down payment assistance.
  • Website: NJHMFA

Homeward Bound Program

  • What It Offers: Up to $15,000 of down payment assistance, flexible underwriting guidelines, and a government-backed loan.
  • Website: NJHMFA

NJHMFA Police and Firemen’s Retirement System Mortgage

  • What It Offers: 30-year, fixed-rate loan of up to $726,200 for New Jersey police officers and firefighters.
  • Website: NJHMFA