FirstHome Program

  • What It Offers: Competitive conventional, FHA, VA, and USDA financing to first-time homebuyers.
  • Eligibility: Household income must be below a specific limit according to family size, county of residence, and program requirements.
  • Website: NDHFA FirstHome

HomeAccess Program

  • What It Offers: Designed for low-income borrowers and those with disabilities.
  • Website: NDHFA HomeAccess

North Dakota Roots

  • What It Offers: For borrowers whose household income exceeds the limits of the FirstHome and HomeAccess programs.
  • Website: NDHFA North Dakota Roots