Additional Resources for Pennsylvania
HFA Preferred (Lo MI)
- What It Offers: A 30-year fixed-rate mortgage with a 3% down payment requirement and below-market mortgage insurance rates.
- Website: PHFA Homebuyers
Keystone Home Loan Program
- What It Offers: Financing options for first-time homebuyers, veterans, and buyers in specific Pennsylvania counties.
- Website: PHFA Homebuyers
Keystone Government Loan (K-Gov)
- What It Offers: Government-backed loan with more flexible underwriting rules.
- Website: PHFA Homebuyers
Keystone Forgivable in Ten Years Loan Program (K-FIT)
- What It Offers: Up to 5% of the home’s value as a loan, forgiven annually over 10 years.
- Website: PHFA Homebuyers
Keystone Advantage Assistance Loan Program
- What It Offers: Interest-free second mortgage up to $6,000, repaid over ten years.
- Website: PHFA Homebuyers
HOMEstead Down Payment and Closing Cost Assistance Loan
- What It Offers: Up to $10,000 as a no-interest second mortgage loan, forgiven over five years.
- Website: PHFA Homebuyers
First Front Door Program
- What It Offers: For every $1 you contribute, the program provides $3 in assistance, up to $5,000.
- Website: PHFA Homebuyers
