Additional Resources for Texas
First-Time Home Buyer Grants
- What It Offers: The Texas State Affordable Housing Corporation (TSAHC) provides mortgage loans and down payment assistance. You can receive the assistance as a grant or a deferred, forgivable second-lien loan.
- Eligibility: Must be a first-time homebuyer as defined by TSAHC and meet credit score and income requirements.
- Website: TSAHC First Time Home Buyer
Homes for Texas Heroes Program
- What It Offers: Special home loan program for hero professionals like educators, police officers, firefighters, EMS personnel, veterans, and correction officers.
- Website: TSAHC Homes for Texas Heroes
Home Sweet Texas Home Loan Program
- What It Offers: If you don’t qualify under one of the professions listed in the “Homes for Texas Heroes” program, this is the program for you.
- Website: TSAHC Home Sweet Texas
Mortgage Credit Certificates
- What It Offers: First-time homebuyers can apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC).
- Website: TSAHC MCC
