Home Purchase Assistance Program (HPAP)

  • What It Offers: Provides interest-free loans and closing cost assistance to qualified applicants. The loan amount is based on income, household size, and assets. Maximum assistance can go up to $202,000.
  • Note: As of June 23, 2023, the program is temporarily unable to accept new sales contracts due to all available funds being reserved. Additional funding is estimated to be available on or about October 1, 2023.
  • Website: HPAP

Mortgage Credit Certificate (MCC)

  • What It Offers: An additional incentive for first-time homebuyers, providing a mortgage interest tax credit.
  • Website: DCHFA