Standard First-Time Homebuyer Program

  • What It Offers: A 30-year fixed-rate mortgage with low-interest rates and down payment assistance. Eligibility includes adhering to purchase price and income limits.
  • Website: WCDA

Spruce Up Program

  • What It Offers: Financing for both the purchase and rehabilitation of a home in one loan.
  • Website: WCDA

Down Payment Assistance

  • What It Offers: Assistance with down payment, closing costs, and prepaids. Features include a $15,000 maximum loan amount and a 620 minimum credit score.
  • Website: WCDA

HFA Preferred Program

  • What It Offers: A 30-year fixed-rate mortgage with no purchase price limit. Manufactured homes are allowed.
  • Website: WCDA

Mortgage Credit Certificate

  • What It Offers: A tax credit program for first-time homebuyers that provides a credit toward their Federal income tax liability.
  • Website: WCDA