Additional Resources for California
CalHFA FHA Loan Program
- What It Offers: An FHA-insured loan featuring a CalHFA 30-year fixed interest rate.
- Website: CalHFA FHA Loan Program
CalPLUS FHA Loan Program
- What It Offers: An FHA-insured first mortgage with a slightly higher 30-year fixed interest rate, combined with the CalHFA Zero Interest Program (ZIP) for closing costs.
- Website: CalPLUS FHA Loan Program
CalHFA VA Loan Program
- What It Offers: A VA-insured loan featuring a CalHFA fixed interest rate for a 30-year term.
- Website: CalHFA VA Loan Program
CalHFA USDA Program
- What It Offers: A USDA Guaranteed first mortgage loan program can be combined with the MyHome Assistance Program.
- Website: CalHFA USDA Program
CalHFA Conventional Loan Program
- What It Offers: A first mortgage loan insured through private mortgage insurance with a fixed 30-year term.
- Website: CalHFA Conventional Loan Program
MyHome Assistance Program
What It Offers: A deferred-payment junior loan of up to 3.5% of the purchase price or appraised value to assist with down payment and/or closing costs.
