Additional Resources for Idaho
Idaho Housing and Finance Association (IHFA)
- What It Offers: Tax credits, competitive home loans, down payment assistance, and homebuyer education.
- Website: IHFA
HFA Advantage and HFA Preferred Loans
- What It Offers: Low down payment requirements, reduced mortgage insurance premiums, and flexible credit qualifications.
- Website: IHFA
Idaho Housing First Loan
- What It Offers: Competitive rates, low mortgage insurance, and down payment and closing cost assistance.
- Website: IHFA
Idaho Housing Idaho Heroes Loan
- What It Offers: Up to 7% of your home’s purchase price for down payment and closing cost assistance. Targeted at essential workers.
- Website: IHFA
Idaho Housing Forgivable Loan
- What It Offers: A 0% interest rate and no monthly payments, forgivable over 10 years.