Idaho Housing and Finance Association (IHFA)

  • What It Offers: Tax credits, competitive home loans, down payment assistance, and homebuyer education.
  • Website: IHFA

HFA Advantage and HFA Preferred Loans

  • What It Offers: Low down payment requirements, reduced mortgage insurance premiums, and flexible credit qualifications.
  • Website: IHFA

Idaho Housing First Loan

  • What It Offers: Competitive rates, low mortgage insurance, and down payment and closing cost assistance.
  • Website: IHFA

Idaho Housing Idaho Heroes Loan

  • What It Offers: Up to 7% of your home’s purchase price for down payment and closing cost assistance. Targeted at essential workers.
  • Website: IHFA

Idaho Housing Forgivable Loan

  • What It Offers: A 0% interest rate and no monthly payments, forgivable over 10 years.