10. Buyer Mistake: Letting Someone Else Choose Your Lender, Title Company, or Inspector

Trusting Someone Else to Choose the People Who Could Make or Break Your Deal – Don’t Give Up Your Right to Choose Your Own Team

(…especially when your agent’s paycheck depends on it)

This one’s big, and it’s often invisible to buyers — until it costs them real money or puts them in a vulnerable spot.

Let’s start with this: Most people involved in your real estate transaction are good people.
But they’re also running a business — and that means there are biases, commissions, and financial arrangements happening behind the scenes that you, the buyer, may never see unless you ask.

Here’s the rule we live by at House Karma:

The only person truly looking out for your interests — with no financial bias — is you.

We’re here to help you make smart choices. That’s why we give you the tools, access, and education to do this right — and why this mistake is on our Top 50 list.

Let’s break it down:

Let’s Talk About Agents and Conflict of Interest

Let’s put it all together.

Most agents do about 3.5 transactions a year.Len
That means your single deal could be a third of their annual income.

So if you walk away from a bad deal because of a lender issue, a bad inspection, or a title company fee… they lose a major chunk of their paycheck.

We’re not saying all agents are dishonest — far from it. But it’s a mistake to assume they don’t have personal stakes in the outcome. They do. And that affects the advice you’re getting.

That’s why we say it again:

The only truly unbiased person in this deal is you.

Read the full tip here: Should I let my agent choose my lender, inspector, or title company?