Solar power is becoming more common—and more complicated—in home sales. As a buyer, you need to know whether those shiny panels on the roof are really saving you money, or if they’re creating new costs.

Some key questions to ask:

• Are the panels owned outright, or under a lease?
• If leased, what are the monthly payments and transfer requirements?
• Are there liens tied to the solar system that could affect your mortgage approval?
• What’s the age of the system, and how much useful life is left?

Remember: lenders and appraisers view solar differently depending on whether it’s owned or leased. That can impact financing, value, and even your ability to qualify for the loan.

At House Karma, we help you navigate all of this so you’re not left with surprises. Solar can be a great benefit—but only if you buy with your eyes open.