Additional Resources for Nevada

Statewide Home Buyer Programs

Nebraska Affiliates of Habitat for Humanity

    • What It Offers: Builds and rehabilitates houses for families in need through volunteer labor.
    • Website: Habitat for Humanity

Northern Ponca Housing Authority

U.S. Department of Agriculture Rural Housing

    • What It Offers: Homebuyer programs in rural communities.
    • Website: HUD Nebraska

Nebraska Homebuyer Assistance Program – Offers down payment and closing costs assistance up to 5% of the mortgage amount for qualifying first-time homebuyers. Administered by the Nebraska Investment Finance Authority. https://www.nifa.org/res-dev/home-buyer-assistance

FHA Loans – Offered statewide, FHA loans allow first-time buyers to put down as little as 3.5% with flexible credit requirements. https://www.hud.gov/program_offices/housing/fhahistory

USDA Rural Development Loans – Offer 100% financing for low to moderate income first-time buyers in rural areas of Nebraska. https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans

Nebraska Homeownership Opportunities Pool – Offers lower interest rate mortgages for first-time buyers through participating lenders. Income limits apply. Administered by the Nebraska Investment Finance Authority. https://www.nifa.org/res-dev/home-ownership

Home Possible and Home Ready Programs – Special mortgages from Freddie Mac and Fannie Mae that offer flexible credit requirements and down payments as low as 3%. Offered by participating lenders. https://singlefamily.fanniemae.com/media/document/pdf/homeready-fact-sheet (PDF)

Down Payment Assistance Grants – Some Nebraska municipalities and non-profits like NeighborWorks Lincoln offer grants to cover down payments and closing costs.

Homebuyer Education – Many HUD-approved housing counseling agencies offer first-time buyer education and coaching. https://www.consumerfinance.gov/find-a-housing-counselor/