State by State Guide to Down Payment Assistance and GrantsMichael Krein2025-09-04T15:12:03+00:00

Your state-by-state resource to downpayment assistance and grants.

Each state has a variety of programs to assist home buyers.

The list below covers each state’s home buyer programs and other assistance options through national and local agencies. If you need more options or to have someone guide you, don’t hesitate to contact your House Karma Concierge. We’d love to help you.

Contact House Karma

The resources below have been verified, but state programs regularly max out their funding for the year and then return the following year with renewed funding. Programs change regularly. Visit your state page linked below. Each will have a series of resources and programs.

First Time Home Buyer Program – Alabama

First Time Home Buyer Program – Alaska

First Time Home Buyer Program – Arizona

First Time Home Buyer Program – Arkansas

First Time Home Buyer Program – California

First Time Home Buyer Program – Colorado

First Time Home Buyer Program – Connecticut

First Time Home Buyer Program – Delaware

First Time Home Buyer Program – Florida

First Time Home Buyer Program – Georgia

First Time Home Buyer Program – Hawaii

First Time Home Buyer Program – Idaho

First Time Home Buyer Program – Illinois

First Time Home Buyer Program – Indiana

First Time Home Buyer Program – Iowa

First Time Home Buyer Program – Kansas

First Time Home Buyer Program – Kentucky

First Time Home Buyer Program – Louisiana

First Time Home Buyer Program – Maine

First Time Home Buyer Program – Maryland

First Time Home Buyer Program – Massachusetts

First Time Home Buyer Program – Michigan

First Time Home Buyer Program – Minnesota

First Time Home Buyer Program – Mississippi

First Time Home Buyer Program – Missouri

First Time Home Buyer Program – Montana

First Time Home Buyer Program – Nebraska

First Time Home Buyer Program – Nevada

First Time Home Buyer Program – New Hampshire

First Time Home Buyer Program – New Jersey

First Time Home Buyer Program – New Mexico

First Time Home Buyer Program – New York

First Time Home Buyer Program – North Carolina

First Time Home Buyer Program – North Dakota

First Time Home Buyer Program – Ohio

First Time Home Buyer Program – Oklahoma

First Time Home Buyer Program – Oregon

First Time Home Buyer Program – Pennsylvania

First Time Home Buyer Program – Rhode Island

First Time Home Buyer Program – South Carolina

First Time Home Buyer Program – South Dakota

First Time Home Buyer Program – Tennessee

First Time Home Buyer Program – Texas

First Time Home Buyer Program – Utah

First Time Home Buyer Program – Vermont

First Time Home Buyer Program – Virginia

First Time Home Buyer Program – Washington

First Time Home Buyer Program – Washington D.C.

First Time Home Buyer Program – West Virginia

First Time Home Buyer Program – Wisconsin

First Time Home Buyer Program – Wyoming

DISCLAIMER:

The information contained in this pamphlet is provided for general informational and educational purposes and is not, nor intended to be, legal, financial or tax advice. House Karma is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. This information pamphlet is general in nature and may not apply to the specific circumstances of individual readers. No claims are made about the accuracy, timeliness or usefulness of the content contained on this pamphlet. The information contained in this pamphlet by House Karma is not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice.

Users of this pamphlet should seek specific guidance directly from a qualified legal, financial or tax professional. Nothing contained on or provided through this pamphlet is intended to be or is to be used as a substitute for professional advice. House Karma is not a lender, nor does it broker loans.

All loans are subject to approval of the purchasers credit by unaffiliated third-party lenders. House Karma has no control over credit approval or the terms of any offer to lender by any lender. Buyer must qualify for financing without regard to the loan program. This pamphlet is not an offer or solicitation to extend credit. Equal Housing Opportunity.

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