14. The “Free Month” Myth: Why Skipping a Mortgage Payment After Closing Isn’t Really Free
One of the most common things buyers hear is: “Don’t [...]
24
01, 2026
22
01, 2026
13. Closing on October 15 vs. November 15: Why Fall Closings Cost Less in Taxes
Most first-time buyers don’t realize that the season of your [...]
19
01, 2026
12. Closing on July 2 vs. July 27: A Real-Life Example of How Much You’ll Owe
When it comes to buying your first home, the date [...]
17
01, 2026
11. How HOA Prorations Work: Paying Back the Seller for Dues They Already Paid
If you’re buying a home in a community with a [...]
15
01, 2026
10. Don’t Get Caught Short: Budgeting for Taxes, HOA Fees, and Escrow at Closing
Most first-time buyers expect their down payment and maybe a [...]
11
01, 2026
9. First-Time Buyer Tip: How to Estimate Your Short Interest Before Closing
One of the most common surprises for first-time buyers is [...]
5
01, 2026
8. RESPA Rules Explained: Why Lenders Collect 1–2 Months of Extra Escrow at Closing
If you’ve ever wondered why lenders sometimes ask for more [...]
27
12, 2025
6. Understanding Property Tax Prorations: Why You May Owe the Seller at Closing
If you’re a first-time buyer, one of the biggest surprises [...]
7
12, 2025
5. Why a November or December Closing Can Save You Big on Escrow Requirements
Most buyers think the home itself determines how much money [...]
6
12, 2025
4. Summer vs. Fall Closings: How Timing Changes Your Tax Prorations and Escrow Costs
Most buyers know that property taxes and HOA dues exist, [...]
