Get qualified the right way before you start shopping. Learn how to secure financing, understand true monthly costs, compare lenders, and avoid budget surprises that derail your home purchase. Master the pre-approval process to shop with confidence and negotiate from strength.
Many buyers don’t fully understand what makes up their mortgage [...]
Get Pre-Approved, Not Just Pre-Qualified! One of the biggest mistakes [...]
Rates move fast — and guessing wrong could cost you. [...]
And Why That “Great Deal” Could Cost You Thousands This [...]
Be careful — you might lose the house before you [...]
You’re not just helping them — you could be losing [...]
It’s not easy — but with the right help, it’s [...]
Your down payment is just the beginning — closing costs [...]
Just because the lender says “you’re approved” doesn’t mean you [...]
Don’t Talk to Just One Lender – It Could Cost [...]
The information contained in this pamphlet is provided for general informational and educational purposes and is not, nor intended to be, legal, financial or tax advice. House Karma is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. This information pamphlet is general in nature and may not apply to the specific circumstances of individual readers. No claims are made about the accuracy, timeliness or usefulness of the content contained on this pamphlet. The information contained in this pamphlet by House Karma is not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice.
Users of this pamphlet should seek specific guidance directly from a qualified legal, financial or tax professional. Nothing contained on or provided through this pamphlet is intended to be or is to be used as a substitute for professional advice. House Karma is not a lender, nor does it broker loans.
All loans are subject to approval of the purchasers credit by unaffiliated third-party lenders. House Karma has no control over credit approval or the terms of any offer to lender by any lender. Buyer must qualify for financing without regard to the loan program. This pamphlet is not an offer or solicitation to extend credit. Equal Housing Opportunity.
